Loan Management Application (LMA)

Loan Financing Application is an innovative IT application that caters to diverse beneficiary categories seeking loans for business ventures, transport loan, education loans, agricultural projects, horticulture initiatives, and more. Overall, our Govt. Loan Financing Application is a comprehensive IT product that not only simplifies loan access for beneficiaries but also revolutionizes the way government departments handle loan processing and management. With its user-friendly interface and advanced automation features, this application is set to transform the loan financing landscape.

Key Features

• Beneficiary Module

This Module enable benefices to register with their basic information’s like personal details, address details, Income details, and apply for different loan applications and online check the loan application status, repayment details etc.

• Diary-Dispatch Module

This Module allows office users to add and mark new Diary types such as Letters, Invoices, Notices, loan applications, DD/Cheque receipts, etc. for the respective branch/office users. Users can also maintain records for dispatch types, receiver details, and modes of dispatch such as Post, Speed Post, Courier, etc. Additionally, office users can view and manage Diary-dispatch expenses efficiently.

• Loan Branch Module

Loan branch user can view all applications by freshness and total numbers. User will review applications. In case of any missing details/documents user can modify the application and inform the beneficiary to provide the missing details to process the application further.  User can also View declined and Approve applications. Generate sectioned letters for approved applications. Track the status of all beneficiaries’ applications and generate category-wise beneficiary lists.

• Approving Authority Module

This module facilitates a streamlined loan approval process where managerial level authorities can view all applications, track their status, send them back for revisions, and forward them to higher authorities for final approval. Both managerial level and higher authorities have access to the same dashboard and can take similar actions. However, the final control over loan application and funds approval lies with the higher authority. This setup ensures transparency, collaboration, and efficient decision-making in the loan approval process while maintaining control over the approval authority.

• Accounts Module

This accounting module facilitates automation of accounting processes, allowing account branch users to add beneficiaries automatically based on received loan application sanction letters and disburse loans to them. Users can enter and generate various types of financial documents such as vouchers and ledgers, and maintain records including daybook, cashbook, bank register, cheque register, online payments, asset depreciation reports, and DCB reports categorized by beneficiaries. The module also enables the generation of trial balances and balance sheets. Additionally, users can manage online records of suppliers, and track expenses related to diary-dispatch and other miscellaneous expenses.

• Recovery Module

Implement a comprehensive Recovery automation system to streamline the processing of recovery of repayments of loans. It enables recovery office users to auto generate the different reports regarding the repayments, outstanding amounts, closed and active accounts, List of NPA accounts etc. SMS alerts for loan repayments, NPA accounts holders etc. It enables Head office users automate streamline the recovery reporting process/status at District and field office level. recovery office users can generate/ different type of recovery reports like Schemes wise/ field office wise/ dates wise etc. Automated generate Notices to NPA accounts holders. It’s also help to get automatic reports regarding the outstanding amounts at Districts and filed office level and accordingly propose and allocate funds and set yearly targets to field offices.

• Legal Module

The legal branch module enables users to effectively manage and track court cases, hearings, and their statuses, along with maintaining records of advocates. Users can generate lists of different types of court cases, track legal expenses details, and access advocate information. This module streamlines the process of case management and provides a centralized platform for users to access and organize crucial information related to legal proceedings.

• Office Management Module

The HR module facilitates the registration and maintenance of all employee records, including details such as joining dates, promotions, increments, transfers, salary information, leave records, and retirement benefits. Office users can process monthly payroll, generate wage bills, salary reports on a monthly and yearly basis. Employees have access to their employment records, can apply for leaves, view leave balances, and download their payslips through the module. This system streamlines HR processes, enhances transparency, and empowers employees to manage their work-related information efficiently.

Our client

• HP Minority Finance and Development Corporation
• HP SC ST Development Corporation

Application for Registration and Renewal of Health Practitioners

This application helps the government councils to streamline registration and renewal processes for health practitioners like Ayurveda doctors, Homoeopathy doctors, Pharmacists etc. Health practitioners can easily register, complete and submit forms online, make payments, and obtain digital certificates. The system also enables government councils to notify and remind users about certificate renewals. This efficient approach simplifies certification management for both practitioners and government bodies. For a dependable and user-centric solution in certification management and renewals, our platform is the ideal choice. It empowers government bodies to automate processes, saving time and resources, while ensuring users a smooth experience. Transition from manual paperwork to a more effective certification management system with our cutting-edge application platform.

Benefits for Health Practitioners:

• Streamlined Processes: Users can easily complete and submit forms online, make payments, and obtain digital certificates, eliminating the need for manual paperwork and reducing processing time.
• Convenience: The SaaS platform provides a user-friendly interface, enabling individuals to manage their certifications and renewals from anywhere with an internet connection, enhancing convenience and accessibility.
• Automated Reminders: The system notifies and reminds users about certificate renewals, helping them stay up to date with their certifications and preventing lapses.

Benefits for Government Councils:

• Process Automation: This platform enables government bodies/councils to automate registration and renewal processes, reducing manual intervention and saving time and resources.
• Efficient Resource Management: By transitioning from manual paperwork to a digital system, government councils can optimize resource allocation and enhance operational efficiency.
• User-Centric Approach: This platform provides a dependable and user-centric solution, improving the overall experience for individuals interacting with government certification management systems.
• Compliance and Accuracy: This application ensures accurate record-keeping and compliance with certification management regulations, enhancing the integrity of government-affiliated certifications and courses.

Our client

• HP Board of Ayurvedic and Unani Systems of Medicine
• HP State Council of Homoeopathic Systems of Medicine